Draft:Forbright Bank

From Wikipedia, the free encyclopedia
Jump to navigation Jump to search


Forbright Bank
FormerlyCongressional Bank (2003–2021)
Company typePrivate
IndustryFinancial services
Founded2003
HeadquartersChevy Chase, Maryland
Key people
John Delaney (Chairman)
Don Cole (CEO)
Chris Lynch (CFO)
ServicesPersonal banking, business banking, lending
Number of employees
500+
Websitewww.forbrightbank.com

Forbright Bank (formerly Congressional Bank) is an FDIC-insured American bank headquartered in Chevy Chase, Maryland.[1] The bank holds over $7 billion in assets.[2] The bank’s offers digital retail products and specialty direct lending.[3][4]

History

[edit | edit source]

Forbright began operations in 2003 as Congressional Bank, a Maryland-chartered trust company.[1]

As Congressional Bank, Forbright acquired American Bank Holdings in 2016.[5] In 2018, Congressional Bank acquired the operating business and a substantial portion of the assets of Alliance Partners LLC, now a wholly owned subsidiary of Forbright Bank that serves as the asset manager for BancAlliance.[2]

In 2021, Congressional Bank acquired The Energy Loan Network, LLC, a residential solar and energy efficiency financing company.[6]

In 2022 the bank announced sustainability-linked financing, including the issuance of a Green bond.[7]

Rebrand

[edit | edit source]

The bank rebranded from Congressional Bank to Forbright Bank in 2022.[8][9] As part of that rebranding, the bank partnered with the National Park Foundation to support environmental conservation. That same year, U.S. News & World Report named the bank’s Growth Savings account as the 2025 Money Awards Editor’s Choice: Saving Money While Doing Good.[10]

In 2023 and 2024 the bank expanded its consumer digital products to include online savings and certificate of deposit offerings and attracted coverage for its environmentally oriented deposit products.[11][12] In 2025, Forbright acquired the assets of now-bankrupt residential solar provider, Mosaic Inc.[13]

Reception

[edit | edit source]

In mid-2024 Forbright drew scrutiny from regulators over aspects of its funding model. American Banker reported on an FDIC consent order that criticized the bank’s reliance on non-core funding sources, notably brokered deposits.[14][15] Sources later reported that the bank resolved the supervisory order and that regulators terminated the consent order in 2025.[16][17]

Law360 reported an FDIC downgrade of the bank in the context of its Community Reinvestment Act (CRA) examination and compliance interactions.[18] Regional business press and national outlets have profiled the bank and its founder John Delaney, focusing on the bank’s environmental posture, the John Delaney 2020 presidential campaign, and regulatory actions.[7][11]

References

[edit | edit source]
  1. ^ a b Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  2. ^ a b Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  3. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  4. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  5. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  6. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  7. ^ a b Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  8. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  9. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  10. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  11. ^ a b Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  12. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  13. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  14. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  15. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  16. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  17. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
  18. ^ Lua error in Module:Citation/CS1/Configuration at line 2172: attempt to index field '?' (a nil value).
[edit | edit source]