The 1995 NCAA Division III football season , part of the college football season organized by the NCAA at the Division III level in the United States, began in August 1995, and concluded with the NCAA Division III Football Championship , also known as the Stagg Bowl, in December 1995 at Salem Football Stadium in Salem, Virginia . The Wisconsin–La Crosse Eagles won their second Division III championship by defeating the Rowan Profs , 36−7. The Gagliardi Trophy , given to the most outstanding player in Division III football, was awarded to Chris Palmer , wide receiver from St. John's (MN) .[ 1]
1995 Iowa Conference football standings
Conf. Overall
Team W
L
T W
L
T
Central (IA) $^
8
–
0
–
0
10
–
1
–
0
Wartburg
7
–
1
–
0
9
–
1
–
0
Simpson (IA)
6
–
2
–
0
7
–
3
–
0
Loras
5
–
3
–
0
7
–
3
–
0
Upper Iowa
4
–
4
–
0
3
–
6
–
0
Buena Vista
2
–
6
–
0
2
–
7
–
0
Dubuque
2
–
6
–
0
2
–
8
–
0
Luther
2
–
6
–
0
2
–
8
–
0
William Penn
0
–
8
–
0
0
–
10
–
0
$ – Conference champion ^ – NCAA Division III playoff participant
1995 Middle Atlantic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Widener x^
5
–
0
–
0
8
–
3
–
0
Albright
4
–
1
–
0
8
–
3
–
0
Moravian
2
–
2
–
1
7
–
2
–
1
Juniata
1
–
3
–
1
2
–
7
–
1
Susquehanna
1
–
4
–
0
5
–
5
–
0
Lebanon Valley
1
–
4
–
0
3
–
7
–
0
Wilkes x
3
–
1
–
0
9
–
2
–
0
Lycoming x^
3
–
1
–
0
8
–
3
–
0
Fairleigh Dickinson–Florham
2
–
2
–
0
4
–
5
–
0
Delaware Valley
1
–
3
–
0
3
–
7
–
0
King's (PA)
1
–
3
–
0
1
–
9
–
0
x – Division champion/co-champions ^ – NCAA Division III playoff participant
1995 Midwest Conference football standings
Conf. Overall
Team W
L
T W
L
T
Ripon xy
4
–
1
–
0
8
–
2
–
0
Beloit
4
–
1
–
0
8
–
1
–
0
Carroll (WI)
4
–
1
–
0
6
–
3
–
0
Lawrence
2
–
3
–
0
4
–
5
–
0
St. Norbert
1
–
4
–
0
1
–
8
–
0
Lake Forest
0
–
5
–
0
0
–
9
–
0
Cornell (IA) xy$
5
–
0
–
0
9
–
1
–
0
Coe
4
–
1
–
0
7
–
3
–
0
Knox
3
–
2
–
0
6
–
3
–
0
Grinnell
2
–
3
–
0
4
–
5
–
0
Illinois College
1
–
4
–
0
2
–
7
–
0
Monmouth (IL)
0
–
5
–
0
0
–
9
–
0
Championship: Cornell (IA) 38 , Ripon 17
$ – Conference champion x – Division champion/co-champions y – Championship game participant
1995 Minnesota Intercollegiate Athletic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Saint John's (MN) +
7
–
1
–
1
8
–
1
–
1
Concordia–Moorhead +^
7
–
1
–
1
8
–
2
–
1
Hamline
6
–
3
–
0
7
–
3
–
0
St. Thomas (MN)
6
–
3
–
0
6
–
4
–
0
Augsburg
5
–
4
–
0
6
–
4
–
0
Bethel (MN)
5
–
4
–
0
6
–
4
–
0
St. Olaf
4
–
5
–
0
5
–
5
–
0
Carleton
3
–
6
–
0
3
–
7
–
0
Gustavus Adolphus
1
–
8
–
0
1
–
9
–
0
Macalester
0
–
9
–
0
1
–
9
–
0
+ – Conference co-champions ^ – NCAA Division III playoff participant
1995 New England Football Conference standings
Conf. Overall
Team W
L
T W
L
T
Worcester State $
8
–
0
–
0
9
–
2
–
0
Maine Maritime
6
–
2
–
0
7
–
2
–
0
Massachusetts Maritime
6
–
2
–
0
7
–
2
–
0
Bridgewater State
6
–
2
–
0
6
–
4
–
0
UMass Dartmouth
3
–
5
–
0
4
–
6
–
0
Westfield State
3
–
5
–
0
3
–
6
–
0
Framingham State
2
–
6
–
0
2
–
7
–
0
UMass–Boston
1
–
7
–
0
2
–
7
–
0
Fitchburg State
1
–
7
–
0
1
–
8
–
0
1995 New England Small College Athletic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Williams
7
–
0
–
1
7
–
0
–
1
Trinity (CT)
6
–
2
–
0
6
–
2
–
0
Amherst
5
–
2
–
1
5
–
2
–
1
Colby
5
–
3
–
0
5
–
3
–
0
Hamilton
5
–
3
–
0
5
–
3
–
0
Tufts
4
–
4
–
0
4
–
4
–
0
Wesleyan
3
–
5
–
0
3
–
5
–
0
Middlebury
2
–
6
–
0
2
–
6
–
0
Bates
1
–
7
–
0
1
–
7
–
0
Bowdoin
1
–
7
–
0
1
–
7
–
0
No conference champion recognized
1995 New Jersey Athletic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Rowan $^
5
–
0
–
0
10
–
3
–
1
Trenton State
4
–
1
–
0
8
–
3
–
0
Kean
3
–
2
–
0
3
–
4
–
2
Montclair State
2
–
3
–
0
3
–
6
–
0
Jersey City State
1
–
4
–
0
1
–
9
–
0
William Paterson
0
–
5
–
0
0
–
10
–
0
$ – Conference champion ^ – NCAA Division III playoff participant
1995 North Coast Athletic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Wittenberg $^
7
–
0
–
0
10
–
1
–
0
Allegheny
7
–
1
–
0
9
–
1
–
0
Ohio Wesleyan
6
–
2
–
0
6
–
4
–
0
Wooster
5
–
3
–
0
5
–
5
–
0
Kenyon
3
–
4
–
1
3
–
6
–
1
Denison
2
–
5
–
1
2
–
7
–
1
Earlham
2
–
6
–
0
3
–
7
–
0
Case Western Reserve
1
–
5
–
0
2
–
8
–
0
Oberlin
0
–
7
–
0
0
–
10
–
0
$ – Conference champion ^ – NCAA Division III playoff participant
1995 Ohio Athletic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Mount Union $^
9
–
0
–
0
12
–
1
–
0
Marietta
7
–
1
–
1
8
–
1
–
1
John Carroll
5
–
2
–
2
6
–
2
–
2
Baldwin–Wallace
6
–
3
–
0
6
–
4
–
0
Muskingum
5
–
3
–
1
6
–
3
–
1
Ohio Northern
4
–
5
–
0
5
–
5
–
0
Hiram
3
–
6
–
0
4
–
6
–
0
Otterbein
3
–
6
–
0
3
–
7
–
0
Capital
1
–
8
–
0
1
–
9
–
0
Heidelberg
0
–
9
–
0
0
–
10
–
0
$ – Conference champion ^ – NCAA Division III playoff participant
1995 Old Dominion Athletic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Emory & Henry $^
5
–
0
–
0
9
–
2
–
0
Randolph–Macon
4
–
1
–
0
6
–
3
–
1
Washington and Lee
3
–
2
–
0
5
–
3
–
1
Hampden–Sydney
2
–
3
–
0
4
–
6
–
0
Guilford
1
–
4
–
0
3
–
6
–
0
Bridgewater
0
–
5
–
0
0
–
9
–
1
$ – Conference champion ^ – NCAA Division III playoff participant
1995 Presidents' Athletic Conference football standings
Conf. Overall
Team W
L
T W
L
T
Washington & Jefferson $^
4
–
0
–
0
10
–
1
–
0
Bethany (WV)
3
–
1
–
0
6
–
3
–
0
Waynesburg
2
–
2
–
0
5
–
4
–
0
Grove City
1
–
3
–
0
2
–
8
–
0
Thiel
0
–
4
–
0
0
–
10
–
0
$ – Conference champion ^ – NCAA Division III playoff participant
1995 Wisconsin State University Conference football standings
Conf. Overall
Team W
L
T W
L
T
Wisconsin–La Crosse $^
7
–
0
–
0
14
–
0
–
0
Wisconsin–River Falls ^
6
–
1
–
0
9
–
3
–
0
Wisconsin–Stevens Point
5
–
2
–
0
8
–
2
–
0
Wisconsin–Whitewater
4
–
3
–
0
7
–
3
–
0
Wisconsin–Platteville
3
–
4
–
0
5
–
5
–
0
Wisconsin–Oshkosh
2
–
5
–
0
5
–
5
–
0
Wisconsin–Stout
1
–
6
–
0
3
–
7
–
0
Wisconsin–Eau Claire
0
–
7
–
0
1
–
9
–
0
$ – Conference champion ^ – NCAA Division III playoff participant
1995 NCAA Division III independents football records
Conf. Overall
Team W
L
T W
L
T
Chapman
–
8
–
1
–
0
Buffalo State ^
–
9
–
2
–
0
Salisbury State
–
7
–
2
–
0
Wesley
–
8
–
3
–
0
Catholic University
–
6
–
2
–
1
Cortland
–
6
–
3
–
1
Ferrum
–
6
–
4
–
0
Frostburg State
–
6
–
4
–
0
Maryville (TN)
–
5
–
5
–
0
Methodist
–
5
–
5
–
0
Ithaca
–
5
–
4
–
0
Brockport
–
4
–
5
–
1
Alfred
–
4
–
5
–
0
Hartwick
–
4
–
5
–
0
Aurora
–
3
–
6
–
0
Colorado College
–
3
–
6
–
0
Defiance
–
2
–
7
–
0
Menlo
–
0
–
9
–
0
^ – NCAA Division III playoff participant
The 1995 NCAA Division III Football Championship playoffs were the 23rd annual single-elimination tournament to determine the national champion of men's NCAA Division III college football. The championship Stagg Bowl game was held at Salem Football Stadium in Salem, Virginia for the second time. Salem remained the yearly host of the Stagg Bowl until 2017, with the game moving to Shenandoah, Texas in 2018 and 2019. Like the previous ten tournaments, this year's bracket featured sixteen teams.[ 2]
Regionals Campus Sites
Quarterfinals Campus Sites
Semifinals Campus Sites
National Championship Game Salem Football Stadium Salem, Virginia Mount Union
52
Hanover
18
Mount Union
40
Wheaton (IL)
14
Wheaton (IL)
63
Wittenberg
41
Mount Union
17
Wisconsin–La Crosse
20
Wisconsin–La Crosse 45
Concordia–Moorhead
7
Wisconsin–La Crosse
28
Wisconsin–River Falls
14
Wisconsin–River Falls
10
Central (IA)
7
Wisconsin–La Crosse
36
Rowan
7
Washington & Jefferson
35
Emory & Henry
16
Washington & Jefferson
48
Lycoming
0
Lycoming
31
Widener
27
Washington & Jefferson
15
Rowan
28
Rowan
46
Buffalo State
7
Rowan
38
Union (NY)
7
Union (NY)
24
Plymouth State
7
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